Kunci Jawaban Bahasa Inggris SMA Kelas XII Kurikulum Merdeka Halaman 72 – Halo sobat gurune, salah satu metode efektif untuk meningkatkan kemampuan berbahasa Inggris adalah dengan membaca, lalu menyimpulkan apa yang dibahas dalam teks tersebut. Membaca teks dalam bahasa Inggris tidak hanya meningkatkan kosakata, tetapi juga memperdalam pemahaman tata bahasa dan struktur kalimat.
Kali ini kita akan membahas soal tentang menyimpulkan apa yang dibahas dalam teks yang telah dibaca. Pembahasan soal ini terdapat pada buku Bahasa Inggris: Life Today untuk SMA/MA Kelas XII Kurikulum Merdeka. Berikut adalah pembahasan soal selengkapnya !
Kunci Jawaban Bahasa Inggris SMA Kelas XII Kurikulum Merdeka Halaman 72 : Activity 2 – Read the text below
Activity 2
Read the text below. What is the text about?
Cashless society:
What do we gain and lose when cash is no longer king?
What do you think of a cashless world? A cashless world may sound like something out of science fiction, but it is on its way. Many modern financial processes and transactions are now taking place without the use of currency. To be more specific, a cashless society is one in which financial transactions are conducted without the usage of cash (including paper and coin currencies). Instead, all transactions are conducted electronically, with debit or credit cards or payment services. Like two sides of a coin, a cashless society has its own advantages and weaknesses. The first advantage of cashless society is convenience. People do not need to carry cash when they want to make a transaction. Another advantage is that crime rates are lower. Carrying cash makes people a high-value target for thieves. It will be impossible to track their money or show that it is theirs once it has been removed from their wallet and placed in a criminal’s wallet.
Similarly, in a cashless society, financial crime should disappear. Cash is commonly used in unlawful activities, such as illegal gambling or drug trafficking, because there is no record of the transaction and the money is easier to launder. If the source of the money is unknown, money laundering becomes much more difficult. When every payment people get is recorded, it is more difficult to hide income and evade taxes.
Baca Juga : Kunci Jawaban Bahasa Inggris SMA Kelas XII Kurikulum Merdeka Halaman 67
Furthermore, going cashless is thought to be more than just handy. Printing bills and minting coins both cost money. Businesses must store money, obtain more when they run out, deposit cash when they have an excess of it, and in some situations, pay firms to transfer cash safely. To defend their branches from physical bank robberies, banks hire massive security teams. In a cashless future, wasting time and energy moving money around and protecting big sums of cash may become obsolete. People may need to exchange their dollars for local currencies while traveling. If people are traveling in a country that supports cashless transactions, though, they will not have to worry about how much local currency they will need. Instead, their mobile device takes care of everything.
Going cashless, on the other hand, may be more difficult than useful. First of all, electronic payments do not have the same level of privacy as cash payments. Hackers are the electronic equivalents of bank robbers and muggers. People are more vulnerable to hackers in a cashless culture. If people are targeted and their accounts are emptied, they may be left with no other options for spending money. Secondly, glitches, outages, and unintentional errors can all cause issues, leaving buyers unable to purchase items needed. Similarly, when systems fail, merchants are unable to take payments.
Finally, negative interest rates may have a more direct impact on consumers once all money is electronic. Negative interest rates, according to the International Monetary Fund, lower bank profitability, and banks may be motivated to raise costs on customers to make up the difference. Customers can easily withdraw their cash from the bank if they do not like the fees, therefore banks are constrained in their capacity to pass on those expenses. Customers may have to accept any additional fees if they are unable to withdraw cash from the bank in the future.
Cash currency is becoming less and less prevalent as a result of several technological and sociological shifts toward digital and virtual financial transactions. However, there are other potential negatives to a truly cashless society, and only time will tell whether cash has a unique place in society.
Jawaban :
The text is about the phenomenon of using e-money in society (cashless society). |
Baca Juga : Kunci Jawaban Bahasa Inggris SMA Kelas XII Kurikulum Merdeka Halaman 59
Kesimpulan
Demikianlah informasi yang dapat disajikan. Dengan demikian, membaca teks dalam bahasa Inggris merupakan metode yang efektif dan menyenangkan untuk meningkatkan kemampuan berbahasa. Semoga dengan pembahasan soal di atas dapat mempermudah sobat dalam belajar.
Disclaimer :
1. Jawaban dan pembahasan pada postingan ini mungkin akan berbeda dengan jawaban sumber lain.
2. Jadikan postingan ini sebagai salah satu bahan referensi dalam menjawab soal bukan sebagai acuan utama dan satu-satunya.
3. Postingan ini tidak mutlak kebenarannya.